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Credit Card Recommendations

Joshua Lane / / 3 Comments

I can only imagine what kind of spam bot posts this entry will get, but I’m hoping someone can help me out. I’m looking for a decent credit card that will earn frequent flyer miles. I’m travelling more and more thanks to a lady in Vancouver, friends & family in San Francisco, web conferences all over the world, and a general desire to see as much of it as I can. With that in mind, does anyone have any recommendations for a decent credit card?

So far I’ve found two offers that look pretty decent:

The Citi card seems like a better deal, but they offer you points instead of miles on your purchases. And after looking at the website I couldn’t figure out how many points is equal to 1 mile. Is it 5 points = 1 mile? 10 points? Where-as the Captial One card specifically says “1.25 miles” in their offer.

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Delightful thoughts & feedback about this article

John Riviello /

Credit card companies can call them Points, Miles, or Gold Nuggets-they’re all the same. In addition to what it takes to earn them, you also want to know how many you need to redeem them. Capital One’s FAQ says you can redeem your miles to purchase a ticket for 100x the ticket price, with a minimum price of $150 (so 15,000 miles gets you a $150 ticket). Citi PremierPass’s FAQ (buried under Travel Rewards > Am I eligible for fixed flight options for airline tickets) states for 25,000 points, you get a free roundtrip ticket to anywhere in the Continental US, Alaska, and Canada. Since you’ll be flying across the country and to Canada, I’d bet you’d have to accumulate a lot more miles with Capital One than points with Citi to get a free trip.

Blake /

The only real advice I can give you, having recently researched my butt off for a good rewards card, is research your butt off. read the tiny print. All of it. I ended up going with American Express One because I’m in saving mode these days. It made sense, and the savings account was High-Yield. Good luck with your search!

Joshua Lane /

Thanks for the feedback you two :)

I’ll have to look at the fine print a little more closely to figure out which card to go with.

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